At Blue's Appliance, we offer flexible financing and leasing options to help you purchase the appliances you need with convenient payment plans. Please carefully review our financing and leasing terms and conditions before applying. By proceeding with financing or leasing through Snap Finance, Acima, or American First Finance, you acknowledge and agree to the following terms.
✅ Available Financing & Leasing Options
We partner with the following third-party financing and leasing providers:
- Snap Finance 🏆 – Lease-to-own financing with no credit needed and high approval rates. Perfect for those looking for flexible payment plans without a traditional credit check.
- Acima 💳 – Offers lease-to-own payment plans, allowing customers to shop today and pay over time with affordable installment options.
- American First Finance 🏦 – Provides installment financing with competitive rates and longer-term options, making it easier to finance larger purchases.
Each provider has its own terms, requirements, and approval processes. Customers are responsible for understanding their selected provider’s financing & leasing agreement.
🔒 Financing/Leasing Terms & Conditions
❓ Approval Process ✅
All financing and leasing applications are subject to approval by the respective financing provider. Blue’s Appliance does not determine approval decisions, credit terms, interest rates, or payment schedules.
✉ Financing & Leasing Agreement 📝
Upon approval, customers will receive a financing/leasing agreement directly from their chosen provider. This agreement outlines payment terms, interest rates (if applicable), and repayment schedules. Blue’s Appliance is not responsible for the terms of third-party financing/leasing agreements.
🛒 Order Fulfillment 🚚
Orders financed through Snap Finance, Acima, or American First Finance will only be processed once payment authorization is received from the financing provider. Delays in approval or processing by the provider may affect order fulfillment timelines.
💰 Payment Responsibility 💵
By opting for financing and leasing, customers agree to make all required payments directly to their financing and leasing provider. Failure to make payments may result in penalties, repossession, or additional fees as outlined in your financing and leasing agreement.
🚫 Non-Cancellation Policy ❌
Once financing and leasing is approved and the order is processed, the transaction is non-cancellable. Customers remain responsible for repayment per their financing and leasing agreement, even if they later choose not to use the financed product.
🔎 Returns & Refunds 🔄
All financed and leased purchases are subject to Blue’s Appliance’s Return Policy. If an eligible return is approved, refunds will be issued according to the financing and leasing provider’s terms. Blue’s Appliance does not issue direct refunds for financed and leased purchases.
🚨 Liability Disclaimer ⚖️
Blue’s Appliance acts only as a retailer and is not responsible for financing and leasing terms, agreements, disputes, interest rates, or collection actions related to third-party financing and leasing. All disputes related to financing and leasing must be handled directly with Snap Finance, Acima, or American First Finance.
⚠ Important Legal Disclosures
- Financing and Leasing approval is based on the applicant’s financial status and provider evaluation.
- Blue’s Appliance is not responsible for declined applications, financing and leasing rejections, or provider-imposed limitations.
- Customers must review all financing and leasing terms before signing any agreement with Snap Finance, Acima, or American First Finance.
- Late payments, missed payments, or defaulting on financing and leasing terms may impact your credit score and result in legal action by the financing provider.
- Blue’s Appliance reserves the right to refuse service or financing and leasing options to any customer at our discretion.
By proceeding with financing and leasing through Snap Finance, Acima, or American First Finance, you acknowledge that you have read, understood, and agreed to the terms of this policy.
📍 Contact Information
For any questions regarding financing, please contact us before applying:
📞 (916) 234-6137
📧 Contact@ShopBluesAppliance.com
Blue’s Appliance reserves the right to modify this financing and leasing policy at any time without prior notice.